首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
During the past generation, the American middle-class family that once could count on hard work and fair play to keep itself fin
During the past generation, the American middle-class family that once could count on hard work and fair play to keep itself fin
admin
2011-06-29
89
问题
During the past generation, the American middle-class family that once could count on hard work and fair play to keep itself financially secure has been transformed by economic risk and new realities. Now a pink slip, a bad diagnosis or a disappearing spouse can reduce a family from solidly middle class to newly poor in a few months.
In just one generation, millions of mothers have gone to work, transforming basic family economics. Scholars, policymakers, and critics of all stripes have debated the social implications of these changes, but few have looked at the side effect family risk has risen as well. Today’s families have budgeted to the limits of their new two-paycheck status. As a result they have lost the parachute they once had in times of financial setback--a back-up earner (usually Mom) who could go into the workforce if the primary earner got laid off or fell sick. This "added-worker effect" could support the safety net offered by unemployment insurance or disability insurance to help families weather bad times. But today, a disruption to family fortunes can not longer be made up with extra income from an otherwise--stay-at-home partner.
During the same period, families have been asked to absorb much more risk in their retirement income. Steelworkers, airline employees, and now those in the auto industry are joining millions of families who must worry about interest rates, stock market fluctuation, and the harsh reality that they may outlive their retirement money. For much of the past year, President Bush campaigned to move Social Security to a savings-account model, with retirees trading much or all of their guaranteed payments for payments depending on investment returns. For younger families, the picture is not any better. Both the absolute cost of healthcare and the share of it borne by families have risen--and newly fashionable health-savings plans are spreading from legislative halls to Wal-Mart workers, with much higher deductibles and a large new does of investment risk for families’ future healthcare. Even demographics are working against the middle class family, as the odds of having a weak elderly parent--and all the attendant need for physical and financial assistance have jumped eightfold in just one generation.
From the middle-class family perspective, much of this, understandably, looks far less like an opportunity to exercise more financial responsibility, and a good deal more like a frightening acceleration of the wholesale shift of financial risk onto their already overburdened shoulders. The financial fallout has begun, and the political fallout may not be far behind.
Today’s double-income families are at greater financial risk in that ______ .
选项
A、the safety net they used to enjoy has disappeared.
B、their chances of being laid off have greatly increased.
C、they are more vulnerable to changes in family economics.
D、they are deprived of unemployment or disability insurance.
答案
C
解析
此题为细节题。题目问:今天双收入家庭面临更大的经济危险,因为什么?第2段的第2句话提到“but few have looked at the side effect family risk has risen as well.”后面对此句话进行了解释,总结这些解释就是这个问题的答案。主要的两个对应句子就是第2段的第3句“Today’s families have budgeted to the limits of…”和最后一句“But today,a disruption to…”选项C的意思是他们在家庭经济有困难时就很脆弱,与原文相符,所以是正确答案。A、B、D在原文中没有提及。
转载请注明原文地址:https://kaotiyun.com/show/f56O777K
0
考博英语
相关试题推荐
To:AndyBrightonFrom:AliceStuartDate:9thOctober2008Subject:TimebackAndy,Iheardthattheannualmeetinghasbeenbr
Readthearticlebelowabouttheimportanceofcommunicationskills.Aresentences16-22ontheoppositepage’Right’or’Wron
ItispossibleforstudentstoobtainadvanceddegreesinEnglishwhileknowinglittleornothingabouttraditionalscholarlyme
Historyhasprovedthatman’sunderstandingofnaturalresourcesandhistapingandutilizingofthem,aswellashiscapability
Somestudiesconfirmedthatthiskindofeyediseasewas______intropiccountries.
Thewonderswhichmedicalworkershavealreadybroughtaboutinthediagnosisandtreatmentofdiseasesuggestthatatimemayc
Thewonderswhichmedicalworkershavealreadybroughtaboutinthediagnosisandtreatmentofdiseasesuggestthatatimemayc
CharlesⅡwasanothermonarch______malignedbyVictorianhistorians.
Sleepisanimportantpartofourlives.Wespendoutone-thirdofourlivessleeping.Formillionsofpeople,【C1】______,gett
BritainoccupiedJavaduringtheNapoleonicWars.BoththeBritishandlatertheDutchtriedtocentralizeandreformJava’sadm
随机试题
连续程式的强化在形成新反应时最为有效。()
人员选拔方法主要有:________、________、________和________。
A、硫酸阿托品B、水合氯醛C、地西泮D、甘油E、乙醚易风化的药物()
施工项目管理实施规划应由()在项目实施之前或在每个分阶段之前组织编制。
资料:某公司采用应收账款余额百分比法计提坏账准备。2010年年末应收账款余额为400]Y元,坏账损失率为5%;假设2010年年初坏账准备账户余额为零;2011年发生坏账损失167万元,该年年末应收账款余额为500万元,坏账损失率为6%;2012
会计机构、会计人员对违反规定不纳入单位统一会计核算的财务收支,应当( )。
对于在合同中规定了买方有权退货条款的销售,如无法合理确定退货的可能性,则符合商品销售收入确认条件的时点是()。
(2017国家28)有研究者认为人类大脑处理高级数学问题的能力与人类使用语言的能力息息相关,语言中的抽象化能力是处理高级数学问题的_____。但是,不少数学家和物理学家_____这种观点的可靠性,爱因斯坦就曾宣称,“词汇和语言,不管是写下来的还是说出口的,
Ihaveaplanthatwillraisewages,lowerprices,increasethenation’sstockofscientistsandengineers,andmaybeevencreat
Fortheadvertisedposition,thecompanyoffersa(n)______salaryandbenefitspackage.
最新回复
(
0
)