首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Read the article below and choose the best sentence from the list on the next page to fill each of the gaps. For each gap(1-
Read the article below and choose the best sentence from the list on the next page to fill each of the gaps. For each gap(1-
admin
2018-10-15
42
问题
Read the article below and choose the best sentence from the list on the next page to fill each of the gaps.
For each gap(1-8)mark one letter(A-H)on your Answer Sheet.
Do not mark any letter twice.
Have Life Insurance? Is It Enough or Maybe Too Much?
Most parents know that they need life insurance. But many would rather have a root canal than shop for the best life insurance policy.
"People don’t think about, ’What will my family do if I am gone and not earning a living? ’" says Peter Katt, a fee-only life insurance adviser. "The whole point of this kind of planning is to provide the family with maximum flexibility so they’re not stuck."
【R1】______Too often, parents make a quick decision, ignoring important considerations. Among their mistakes, one is that they do not buy enough life insurance.【R2】______"They don’t think that the person who is not bringing in an income needs life insurance," says Greg Daugherty, executive editor of Consumers Union. But if that person dies, the other parent can’t stop working and usually has to pay someone to help care for the family.
【R3】______Katt recommended that one young couple should buy $3 million for the husband who earns $100,000 a year and $1 million for the stay-at-home wife.
At the same time, many families rely on employer-provided life insurance, but employer-provided coverage is rarely sufficient to support your family.【R4】______Some employers provide a year’s salary, but that may also fall well short of the amount your family would need to maintain its standard of living.
Some employers let workers buy group life insurance through payroll deductions. That may be a good deal for workers who have health problems that would disqualify them for an individual policy. 【R5】______
Another drawback is that if you leave your job, you may not be able to take your insurance. "Given the job market, most of us are not absolutely certain that our jobs are secure," Daugherty says. 【R6】______
On the other hand, some families buy too much insurance. Not everyone needs life insurance. Some people buy life insurance for babies, which is unnecessary, unless the baby is a child model who is supporting the family, Daugherty says:【R7】______Single people and those who have no children to care for usually don’t need life insurance.
Katt says a man with substantial savings in stocks and bonds and other sources of income recently asked him how much life insurance he needs. "I said none," Katt says. 【R8】______
A. Many employer-provided policies provide a death benefit of $10,000 to $25,000 — barely enough to cover your funeral expenses.
B. Families don’t always insure a parent who is staying home to care for the children.
C. "There are people who don’t need life insurance but have it and many more people who need it but are woefully uninsured."
D. The purpose of insurance is to replace the income that a family has been relying on.
E. "Even if you have a lot of insurance at work, it makes sense to have some more insurance on your own."
F. To make insurance more affordable, you may not need to buy the same amount of insurance for both parents.
G. Planning for your death is not a cheerful topic.
H. But if you’re young and healthy, you may be able to get a better rate on your own.
【R6】
选项
答案
E
解析
转载请注明原文地址:https://kaotiyun.com/show/i09d777K
本试题收录于:
BFT阅读题库国际化人才外语考试(BFT)分类
0
BFT阅读
国际化人才外语考试(BFT)
相关试题推荐
Supposethereisakindergarteninyourhometownandyouareaskedtowriteacopyforit.Youhavetoprovideinformationonth
Youareaskedtowriteacompositioninwhichyougiveyourownopinionsonthefollowingtopic:Tea
HereisanadvertisementaboutaBusinessBookClub.Readtheadvertisementandcompletethegiveninformationform.Wri
Youareaskedtowriteacompositioninwhichyougiveyourownopinionsonthefollowingstatement:Face-to-facecomm
HereisanadvertisementaboutforacertainpositioninthenewspaperofDec.7,2005.Readtheadvertisementandcompletethe
Readthefollowingletterandcompletethegiveninformationform.Writeaword,phraseornumberinthespaces1-5.De
Readthefollowingarticleandanswerquestions19-25.Forquestions19-25,choosethecorrectanswerA,B,CorD.Mark
Readthefollowingarticleandanswerquestions19-25.Forquestions19-25,choosethecorrectanswerA,B,CorD.Mark
Readthefollowingarticleandanswerquestions19-25.Forquestions19-25,choosethecorrectanswerA,B,CorD.Mark
随机试题
下列风险中,不属于合同风险的是()
资源分配者
关于先天性孤立肾、一侧异位肾、一侧肾发育不良的CT鉴别诊断,正确的是
关于病人的道德权利,下述提法中正确的是
A、刃状边缘B、凿状边缘C、凹形边缘D、肩台形边缘E、带斜面凹形边缘金属烤瓷冠的唇侧一般为
(2010年)属于改扩建项目经济评价中使用的五种数据之一的是()。
振动沉桩机适用于()。
下列关于一人有限责任公司的表述中,不符合《公司法》对其所作特别规定的是()。
某企业2015年4月签订了如下合同和凭证:向某公司租赁设备1台,年租金10万元,租期3年;与银行签订借款合同,借款金额为500万元,因该借款用于企业技术改造项目,为无息贷款;受甲公司委托加工一批产品,总金额为200万元,签订的加工承揽合同中注明原材料由甲公
Afterits【L1】______tothe【L2】______in2001,Chinahastakenstepstowardsopeningupits【L3】______.Asaconditionforjoiningt
最新回复
(
0
)