首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
The big identity-theft bust last week was just a taste of what’s to come. Here’s how to protect your good name. HERE’S THE S
The big identity-theft bust last week was just a taste of what’s to come. Here’s how to protect your good name. HERE’S THE S
admin
2016-06-25
32
问题
The big identity-theft bust last week was just a taste of what’s to come. Here’s how to protect your good name.
HERE’S THE SCARY THING about the identity-theft ring that the Feds cracked last week: there was nothing any of its estimated 40,000 victims could have done to prevent it from happening. This was an inside job, according to court documents. A lowly help-desk worker at Teledata Communications, a software firm that helps banks access credit reports online, allegedly stole passwords for those reports and sold them to a group of 20 thieves at $ 60 a pop. That allowed the gang to cherry-pick consumers with good credit and apply for all kinds of accounts in their names. Cost to the victims: $3 million and rising.
Even scarier is that this, the largest identity-theft bust to date, is just a drop in the bit bucket. More than 700,000 Americans have their credit hijacked every year. It’s one of crime’s biggest growth markets. A name, address and Social Security number—which can often be found on the Web—is all anybody needs to apply for a bogus line of credit. Credit companies make $1.3 trillion annually and lose less than 2% of that revenue to fraud, so there’s little financial incentive for them to make the application process more secure. As it stands now, it’s up to you to protect your identity.
The good news is that there are plenty of steps you can take. Most credit thieves are opportunists, not well-organized gangs. A lot of them go Dumpster diving for those millions of "pre-approved" credit-card mailings that go out every day. Others steal wallets and return them, taking only a Social Security number. Shredding your junk mail and leaving your Social Security card at home can save a lot of agony later.
But the most effective way to keep your identity clean is to check your credit reports once or twice a year. There are three major credit-report outfits; Equifax(at equifax. com), Trans-Union(www. transunion. com)and Experian(experian. com). All allow you to order reports online, which is a lot better than wading through voice-mail hell on their 800 lines. Of the three, I found Trans-Union’s website to be the cheapest and most comprehensive—laying out state-by-state prices, rights and tips for consumers in easy-to-read fashion.
If you’re lucky enough to live in Colorado, Georgia, Maryland, Massachusetts, New Jersey or Vermont, you are entitled to one free report a year by law. Otherwise it’s going to cost $8 to $ 14 each time. Avoid services that offer to monitor your reports year-round for about $ 70; that’s $ 10 more than the going rate among thieves. If you think you’re a victim of identity theft, you can ask for fraud alerts to be put on file at each of the three credit-report companies. You can also download a theft-report form at www. consumer. gov/idtheft, which, along with a local police report, should help when irate creditors come knocking. Just don’t expect justice. That audacious help-desk worker was one of the fewer than 2% of identity thieves who are ever caught.
The creditors can protect their identity in the following ways except______.
选项
A、destroying your junk mail
B、leaving your Social Security card at home
C、visiting the credit-report website regularly
D、obtaining the free report from the government
答案
D
解析
选项D是某些债权人应享有的权利,而不是一种防范措施。
转载请注明原文地址:https://kaotiyun.com/show/pPRd777K
本试题收录于:
公共英语四级笔试题库公共英语(PETS)分类
0
公共英语四级笔试
公共英语(PETS)
相关试题推荐
Heroinaddictionstodayisfoundchieflyamongyoungmenofminoritygroupsinghetto(犹太人区)areas.Ofthemorethan60000know
Heroinaddictionstodayisfoundchieflyamongyoungmenofminoritygroupsinghetto(犹太人区)areas.Ofthemorethan60000know
Accordingtogovernmentstatistics,menofallsocialclassesinBritainvisitpubsquiteoften,【21】______thekindofpubthe
Accordingtogovernmentstatistics,menofallsocialclassesinBritainvisitpubsquiteoften,【21】______thekindofpubthe
Accordingtogovernmentstatistics,menofallsocialclassesinBritainvisitpubsquiteoften,【21】______thekindofpubthe
"AllworkandnoplaymakesJackadullboy"isapopularsayingintheUnitedStates.Othercountrieshavesimilarsayings.It
Learningdisabilitiesareverycommon.They【21】______perhaps10percentofallchildren.Scientistsnowknowthereareman
Thetalkismainlyabouttilemethodusedtoassign______.
Whatisthespeakermainlydiscussing?
随机试题
“特征”、“标志”、“属性”指的是人的
艾滋病相关综合征的临床表现是
放射工作人员全身均匀照射时,防止随机性效应的年剂量当量限值是
电疗镇痛治疗时,将电极对置或并置下列部位,须除外的部位是
食谷欲呕,畏寒喜热,或胃脘痛,吞酸嘈杂;或厥阴头痛,干呕吐涎沫;或少阴吐利,手足逆冷,烦躁欲死,证属虚寒呕吐。方剂宜选用
未经海关注册登记从事报关业务的报关企业,予以取缔,没收违法所得,可以并处10万元以上罚款。未取得从业资格从事报关业务的报关员,予以取缔,没收违法所得,并可处10万元以上罚款。
“对给定的产品、材料、设备、生物体、物理现象、工艺过程或服务,按照规定的程序确定一个或多个特性或性能的技术操作”,这是指()。
每种事物都有它的价值,就像我们无法比较木器、玉器、瓷器哪种更珍贵一样。只要孩子身心健康,按照自身条件打造人生,那就应该由他去;家长强行扭转,按照自己的思路、甚至按照社会上的高薪标准去设计他,出来的顶多是批量生产的优质商品,虽然也会有升值空间,但绝不会是“稀
Whatcanyouwatchat8:10?
Withoutthefrictionbetweentheirfeetandtheground,peoplewould______beabletowalk.
最新回复
(
0
)