首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
How far away you are from retirement plays a large part in how you should invest your retirement money. According to Leslie Wrig
How far away you are from retirement plays a large part in how you should invest your retirement money. According to Leslie Wrig
admin
2018-04-28
71
问题
How far away you are from retirement plays a large part in how you should invest your retirement money. According to Leslie Wright of Westminster Portfolio Services Ltd., there are three stages to a long-term regular savings plan for retirement: capitalization, consolidation and conservation. In the first stage, people should be most concerned with building up their retirement savings investment. According to Wright, these investors can "take as aggressive an outlook as their nerves can stand," because at this point there is little capital to risk. The second step, consolidation, makes up the bulk of your savings plan; balance the aggressive investments with some tamer ones, to better protect your existing possessions. The final change, from consolidation to conservation, when your investments should aim to preserve the capital you have, should take place one to three years before you retire. The exact timing of all these should take current market conditions into account, although Wright warns against risky betting on future growth. "Greed must not be allowed to blind prudence," he says.
Whatever vehicles you choose for your retirement share-holding, be sure to take advantage of dollar-cost averaging. By investing a fixed amount at regular intervals, you’ 11 be able to avoid the risk of poorly timed investments by averaging out the peaks and valleys of the market. Plus, regular contributions will let you avoid the temptation to drop out when the market falls, and to buy too much when prices are high.
Those who are well along the road to retirement may have cause for concern these days. The plunging stock and property markets have shrunk savings, for retirement and otherwise; and some people have not planned for their retirement at all.
You won’ t be that rash, of course, but what if you’ re already in mid-career and don’ t have a retirement plan in place? If you don’t make some serious cuts in your spending and save heavily now, you’ll have to sacrifice
in your golden years
.
Of course, it’ s better still to get off on the right foot by starting your planning early. "No one should have to compromise his living standards when he retires," says Wright. " Retirement is a time to really enjoy life. We have all worked so hard. " And one of the things you should be working hard on right now is planning for those days of enjoyment.
To avoid the risk of poorly timed investments, one should
选项
A、adopt dollar-cost averaging strategy.
B、set a limit to his investment at regular intervals.
C、suppress the temptation to drop out untimely.
D、stop buying shares when the prices are too high.
答案
B
解析
该题为细节题。由第二段第1~2句“Whatever vehiclesyou choose…be sure to take advantage of dollar—cost averaging…you’ll be able to avoid the risk of poorly timed investments by av—eraging out the peaks and valleys of the market.”可知,成本平均策略通过每隔固定的时间间隔投资固定的数量,能够在市场的高峰和低谷中达到平衡,避免时机不佳的投资,故选B。
转载请注明原文地址:https://kaotiyun.com/show/pSRd777K
本试题收录于:
公共英语四级笔试题库公共英语(PETS)分类
0
公共英语四级笔试
公共英语(PETS)
相关试题推荐
Thetangohasprobablytraveledfurtherandgonethroughmorechangesthanalmost【21】______.Africanslavesbroughtthetan
Thetangohasprobablytraveledfurtherandgonethroughmorechangesthanalmost【21】______.Africanslavesbroughtthetan
61)Aninvisibleborderdividesthosearguingforcomputersintheclassroomonthebehalfofstudents’careerprospectsandtho
Islamiclawisaparticularlyinstructiveexampleof"sacredlaw".Islamiclawisaphenomenonsodifferentfromallotherforms
Oneofthemostpressingproblemsregardingtheseatodayconcernsnotitsresources,butitsconservation.Therearelimitsto
Insomecountries,societalandfamilialtreatmentoftheelderlyusuallyreflectsagreatdegreeofindependenceandindividual
Onlythreestrategiesareavailableforcontrollingcancer:prevention,screeningandtreatment.Lungcancercausesmoredeaths
Whatistheoccasionfortheman’sspeech?
随机试题
以下哪项是治疗肾癌的主要方法()
下列说法中正确的是()。
简述我国长期处于社会主义初级阶段的原因。
胃壁细胞质子泵抑制药是
茯苓的药用部分是
有爆炸危险的乙类生产部位,宜设置单层厂房靠外墙或多层厂房的()靠外墙处。
小王购买甲、乙两种特价商品。甲商品打八折后每件52元,乙商品打八五折后每件34元,小王购买这些商品总共比打折前节省了83元。问他购买这两种特价商品总共支出了多少元?
软件开发离不开系统环境资源的支持,其中必要的测试数据属于
为考生文件夹下的CAO文件夹建立名为CAO2的快捷方式,存放在考生文件夹下的HUE文件夹下。
Yourfatherisseriouslyiiiandyoushould______adoctoratonce.
最新回复
(
0
)