首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Most people know that a lot is riding on their credit score, from the interest rates you pay on your loans, to your ability to r
Most people know that a lot is riding on their credit score, from the interest rates you pay on your loans, to your ability to r
admin
2015-04-29
62
问题
Most people know that a lot is riding on their credit score, from the interest rates you pay on your loans, to your ability to rent an apartment, buy a home or car, and even to find a job. Companies are increasingly using credit scores as an objective measure of not only your credit, but your credibility. But, there’s still a lot of confusion out there about credit scores and what they mean. Some people confuse a credit report with a credit score, when they are two different things. A credit report contains all the information in a person’s credit file maintained by a Credit Bureau. The data in a credit report is interpreted through a complex mathematical process to determine a credit score, which is a single number that commonly ranges from 300(terrible)to 850(perfect).
People also incorrectly assume that checking your credit score lowers it—this is partly true. When applying for a loan or another open line of credit, creditors check your score to see if you are a viable candidate. This can penalize you and impact your score. Inquires made by you are not shown to creditors and will not lower your score. In fact, it’s essential to know what your score is, because it can change at any time, and it impacts so many different areas of your life. Not paying your bills or making delinquent payments lowers your score and makes you undesirable to credit companies and advertisers. By consistently managing your score, you take the control back from creditors by knowing exactly how much you qualify for when it’s time to take out a loan or open a new line of credit.
Many companies have figured out ways to charge consumers for reporting on their credit scores. But, there is no reason to pay for this service as everyone has a right to this information, free of charge. That’s exactly what you’ll find with Credit Karma, a completely free service dedicated to empowering consumers to more actively manage their credit and financial health. They help you track your debt and finances by giving you instant access to your credit score, and finding you the best savings options for your credit cards, mortgage, auto loans, and more.
You can log into your account as often as you like to quickly and easily track your credit score, credit attributes, and debt from a single source. They also believe in protecting privacy by allowing you to control who receives your financial data. Credit Karma never shares your information without your explicit consent. Their free interactive tools and simulators help you learn how to anticipate changes in your credit score. You can also compare your credit report to others and see how the various items on your credit report can affect your overall credit score.
Another component that makes Credit Karma special(besides the fact they are 100 percent free)is the exclusive offers you gain access to from companies that value your credit worthiness. Their system finds and displays personalized offers from third party advertisers based on your credit profile. Credit Karma never discloses user information unless you respond to an offer. While some offers are ongoing, others will come and go quickly based on demand.
What kind of service does Credit Karma offer?
选项
A、Records of a person’s financial activities.
B、Lower interest rates for loan repayments.
C、Lifting up people’s credit scores.
D、Providing good saving choices.
答案
D
解析
细节题。由题干中的service和Credit Karma定位至第三段。该段最后一句说明,Credit Karma可以提供即时的信用评分查询,并且为用户提供最佳的储蓄选择,让人们能够更好地管理自己的债务和财务,因此,提供良好的储蓄选择是该网站的服务内容,故[D]为答案。
转载请注明原文地址:https://kaotiyun.com/show/sbXK777K
0
专业英语四级
相关试题推荐
Thespeakermainlydiscusses______.
StevewantstotraveltoLondonbytraininsteadofbusbecause
ThewomanlovetoliveinthecityforthefollowingreasonsEXCEPTthat
WhatdoesMarythinkissoincredibleandwonderful?
Theinstinct,commonamongpeopleofallages,forkeepingapparentlyuseless【C1】______hasneverceasedtoappealtome.Ido
ThethreebiggestliesinAmericanare:(1)"Thecheckisinthemail."(2)"OfcourseI’11respectyouinthemorning."(3)"I
Britainwaswealthycountry,ahundredandfiftyyears【C1】______Therewerea【C2】______veryrichpeople【C3】______receivedmon
JazzisAmerica’scontributiontopopularmusic.【C1】______classicalmusic,whichfollowsformalEuropeantraditions,jazzis【C2
Iwonderedwhathis______totheoutcomewouldbe.
Abovethetreesarethehills,______magnificencetheriverfaithfullyreflectsonthesurface.
随机试题
下列不属于周围型肺癌肿块阴影特点的是
患者,女,45岁。不寐多梦,易惊,胆怯心悸,遇事善惊,舌淡苔白。脉虚弦。其治法是
下列房地产特性中,决定房地产需要专业估价的特性有()。
景区讲解员的讲解应在以普通话为普遍使用语言的基础上,根据国内旅游者的文化层次做好有关()的解释。
中国青年、少年、儿童工作在体制上划分为三阶段,14岁以上为( )的工作对象。
某地一景区人选4A级旅游景区名单,由此引来无数游客游览。但是游客人数上升,景区管理力度却未提升,景区中黑导游、高价宰客问题不断涌现,使得治安问题凸显,刑事案件数量上升。在下列选项中,景区管理机构可以采用的化解矛盾纠纷的措施是()。
辐射指的是能量在空间传播的过程。下列关于辐射的一些说法不成立的是()。
PoliceinthepopularresortcityVirginiaBeachrecentlybeganoperatingvideosurveillancecameraswithcontroversialfacerec
EffectiveNote-takingThedifficultyoftakingnotes:Note-takingrequiresahighlevelofabilityduetothe【B1】______ofspoke
(1)TheNobelsaretheoriginals,ofcourse.AlfredNobel,themanwhoinventeddeadlyexplosives,decidedtotryanddosomethi
最新回复
(
0
)