首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
•Read the article below about insurance. •For each question 31-40, write one word in CAPITAL LETTERS on your Answer Sheet.
•Read the article below about insurance. •For each question 31-40, write one word in CAPITAL LETTERS on your Answer Sheet.
admin
2010-01-28
77
问题
•Read the article below about insurance.
•For each question 31-40, write one word in CAPITAL LETTERS on your Answer Sheet.
Premiums You Can Retrieve
For those who see term life insurance as a losing proposition, an old insurance product is back. Called Return of Premium (ROP) (31) Money-Back Term, these policies refund (32) penny paid in premiums if you outlive the 15-, 20-, or 30-year term of the policy.
The policies cost more -- perhaps 30% to 50% more for a 30-year policy -- than traditional term life. A healthy 35-year-old man might pay $550 annually for a basic $500,000, 30-year term policy, vs. $810 for one (33) the ROP feature. You can get policies for a shorter term, (34) they cost so much more that they are not advised. Then does an POP policy make sense? That depends on (35) answer to two questions: Would you earn more buying a cheaper term policy and investing the savings? Are you likely to cancel before the 30 (or however many) years are up?
In the example above, the ROP would cost $260 more each year than regular term insurance but (36) return $24,300 in premiums at the end of 30 years. That mounts (37) an annualized return of 6.6%, and it’s tax-free because you’re just getting back your own money, For someone looking for a conservative investment, (38) policy could make sense. But remember, you get that return only if you pay the premiums for the entire 30 years. If you drop the policy before, you’ll get less, or perhaps nothing, in return (39) those higher premiums. A company generally counts on people dropping the policies -- in order to pay the money to those who (40) .
选项
答案
FOR
解析
转载请注明原文地址:https://kaotiyun.com/show/wNKd777K
本试题收录于:
BEC高级阅读题库BEC商务英语分类
0
BEC高级阅读
BEC商务英语
相关试题推荐
A、 B、 C、 AOnthebusanswerswhere.Choice(B)answerswhendidyoubuyyourcoat.Choice(C)answerswherecanI
A、 B、 C、 CBecauseusuallystatesareasonthatanswersawhyquestion.Choice(A)usesshirtbutdoesnotanswerw
A、 B、 C、 ABecauseusuallystatesareasonthatanswersawhyquestion.Choice(B)confusesthesimilarsoundsget
A、 B、 C、 AHowaboutthefrontrowoffersasuggestionofwheretosit.Choice(B)answersthequestionwhen,not
Inthispartofthetest,youareaskedtogiveashorttalkonabusinesstopic.Youhavetochooseoneofthetopicsfromthe
Inthispartofthetest,youareaskedtogiveashorttalkonabusinesstopic.Youhavetochooseoneofthetopicsfromthe
Canyoutellmewhyyouchooseyourparticularcareer?(Whatsparkedyourinterestinyourmajor?Howdidyoufirstgetinvolved
Askingquestions查询
Theinterlocutorasksyouquestionsonanumberofwork-relatedandnonwork-relatedsubjects.
Theinterlocutorasksyouquestionsonanumberofwork-relatedandnonwork-relatedsubjects.
随机试题
甲状腺肿块的临床检查特征是()
A、气消B、气结C、气下D、气收E、气耗悲则
商品流通公式与资本流通公式相比较,其区别有()。
经济人假设理论中的“经济人”又称()。
朱元璋曾说:“治天下礼乐为先。或言有礼乐不可无刑政,朕观刑政二者不过辅礼乐为治耳……”关于上述政治思想,下列表述错误的是()。
根据我国宪法的规定,国家对私营经济实行的方针是( )。
调查表明,使得大学生学习成绩下降的一个重要因素是:很多大学生玩网络游戏。为了提高大学生的学习成绩,学校作出决定:禁止在校园网上玩网络游戏。以下哪项最能对学校的决定进行质疑?
设A是m×n阶矩阵,B是n×m阶矩阵,则().
将Word文档中的大写英文字母转换为小写,最优的操作方法是()。
Bydegreestheshutterswereopened:thewindow-blindsweredrawnup,andpeoplebeganpassingtoand【C1】______.Somefewstoppe
最新回复
(
0
)