首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
The big identity-theft bust last week was just a taste of what’s to come. Here’s how to protect your good name. HERE’S THE S
The big identity-theft bust last week was just a taste of what’s to come. Here’s how to protect your good name. HERE’S THE S
admin
2014-03-25
18
问题
The big identity-theft bust last week was just a taste of what’s to come. Here’s how to protect your good name.
HERE’S THE SCARY THING about the identity-theft ring that the Feds cracked last week: there was nothing any of its estimated 40,000 victims could have done to prevent it from happening. This was an inside job, according to court documents. A lowly help-desk worker at Teledata Communications, a software firm that helps banks access credit reports online, allegedly stole passwords for those reports and sold them to a group of 20 thieves at $ 60 a pop. That allowed the gang to cherry-pick consumers with good credit and apply for all kinds of accounts in their names. Cost to the victims: $3 million and rising.
Even scarier is that this, the largest identity-theft bust to date, is just a drop in the bit bucket. More than 700,000 Americans have their credit hijacked every year. It’s one of crime’s biggest growth markets. A name, address and Social Security number—which can often be found on the Web—is all anybody needs to apply for a bogus line of credit. Credit companies make $1.3 trillion annually and lose less than 2% of that revenue to fraud, so there’s little financial incentive for them to make the application process more secure. As it stands now, it’s up to you to protect your identity.
The good news is that there are plenty of steps you can take. Most credit thieves are opportunists, not well-organized gangs. A lot of them go Dumpster diving for those millions of "pre-approved" credit-card mailings that go out every day. Others steal wallets and return them, taking only a Social Security number. Shredding your junk mail and leaving your Social Security card at home can save a lot of agony later.
But the most effective way to keep your identity clean is to check your credit reports once or twice a year. There are three major credit-report outfits; Equifax(at equifax. com), Trans-Union(www. transunion. com)and Experian(experian. com). All allow you to order reports online, which is a lot better than wading through voice-mail hell on their 800 lines. Of the three, I found Trans-Union’s website to be the cheapest and most comprehensive—laying out state-by-state prices, rights and tips for consumers in easy-to-read fashion.
If you’re lucky enough to live in Colorado, Georgia, Maryland, Massachusetts, New Jersey or Vermont, you are entitled to one free report a year by law. Otherwise it’s going to cost $8 to $ 14 each time. Avoid services that offer to monitor your reports year-round for about $ 70; that’s $ 10 more than the going rate among thieves. If you think you’re a victim of identity theft, you can ask for fraud alerts to be put on file at each of the three credit-report companies. You can also download a theft-report form at www. consumer. gov/idtheft, which, along with a local police report, should help when irate creditors come knocking. Just don’t expect justice. That audacious help-desk worker was one of the fewer than 2% of identity thieves who are ever caught.
What is the trend of credit-theft crime?
选项
A、Tightly suppressed.
B、More frightening.
C、Rapidly increasing.
D、loosely controlled.
答案
C
解析
句子“Even scarier is that this,the largest identity—theft bustto date,is just a drop in the bit bucket.”的意思是“甚至更令人震惊的是,迄今为止最大的个人信息窃盗案的告破仅仅是冰山一角。”;“It’s one of crime’s biggest growth markets.”的意思是“这是最大的成长性犯罪市场之一。”从这两句话我们可做出正确的选择。
转载请注明原文地址:https://kaotiyun.com/show/xixd777K
本试题收录于:
公共英语四级笔试题库公共英语(PETS)分类
0
公共英语四级笔试
公共英语(PETS)
相关试题推荐
1776
states
IntheUnitedStates,olderpeoplerarelylivewiththeftadultchildren,Butinmanyothercultureschildrenareexpectedtoca
Wesometimesthinkhumansareuniquelyvulnerabletoanxiety,butstressseemstoaffecttheimmunedefensesofloweranimalsto
【61】ScientistsatJohnsHopkinshavediscovered"striking"differencesbetweenmenandwomeninapartofthebrainlinkedwith
Doanimalshavefights?Thisishowthequestionisusuallyput.Itseemsauseful,ground-clearingwaytostart.【61】Actually,
Inthe18thcentury,NewYorkwassmallerthanPhiladephiaandBoston.TodayitisthelargestcityinAmerica.Howtoexplain
Whenwillshowersreachsouth-westEnglandandthesoutherncoastofWales?
Therearemorerichpeoplethaneverbefore,includingsome7millionmillionaires,andover400billionaires.Fromsippingcham
showers
随机试题
颅内高压患儿,遵医嘱应用20%甘露醇治疗,护士控制静脉滴入的时间是
A、1年B、2年C、3年D、4年E、5年省级药品监督管理部门对取得《药品GMP证书》的企业检查周期为
HLA-B27与强直性脊柱炎呈正相关的亚型有
局部振动病的典型表现为
A.地塞米松粘贴片B.氯己定C.甲硝唑含漱制剂D.维生素B2E.西地碘下列治疗口腔溃疡的药物中对碘过敏者禁用()
(2018年)热力过程中的热量和功都是过程量,其具有特性为()。
质量控制资料反映工程质量的()。
香港联系汇率制度是将香港本地货币与()货币挂钩。
明天就是选举日了,以下公民中不具有选举权的是()。
在下面的句子中填入正确的标点符号:()谢谢你()()他说()()如果没有你的帮助()我会一事无成()()
最新回复
(
0
)