A recent BBC documentary, "The Town That Never Retired", sought to show the effects of【C1】______the state pension age by putting

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问题     A recent BBC documentary, "The Town That Never Retired", sought to show the effects of【C1】______the state pension age by putting retirees back to work.【C2】______the results were entertaining, they need not have【C3】______. Away from the cameras,【C4】______numbers of older people are staying in work. Since the start of the recession, the number of 16- to 24-year-olds in work has fallen by 597,000. Over the same【C5】______the number of workers over the age of 65 has increased by 240,000.
    The【C6】______of the British workforce dates back to around 2001,【C7】______when the proportion of older people working has nearly doubled. But it has【C8】______since the start of the recession. There are several【C9】______why. Happily, people are living longer and healthier lives, which makes staying in work less【C10】______than it was.【C11】______happily, low interest rates, a stagnant stock market and the end of many defined-benefit pension schemes make it a financial【C12】______And changing attitudes,【C13】______by rules against age discrimination, are making it easier than ever.
    Most older workers are simply【C14】______at the office: 63% of workers over state pension age have been with their employer for more than ten years. Over two-thirds of them work part-time, mostly doing jobs that they once【C15】______full-time. A big【C16】______is that they do not pay national insurance contributions—effectively a second income tax on younger workers.
    According to Stephen McNair, director of the Centre for Research into the Older Workforce, this【C17】______explains why older workers have not suffered so much in the slump.【C18】______reducing the workforce, as in previous recessions, many firms have【C19】______recruitment and cut working hours. At small businesses【C20】______, keeping on older workers is cheaper and less risky than training replacements.
【C12】

选项 A、insurance
B、necessity
C、recovery
D、incentive

答案B

解析 此处it指“停留在工作岗位继续工作”,低利率、萧条的股票市场、限定收益的退休金计划的终结这些因素都会使退休人士的经济更拮据,故使得他们继续工作成为财政上的需要,因此选B项necessity“需要”。
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