首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Both the Senate and House health care bills propose incentives to boost corporate wellness programs that aim to help employees s
Both the Senate and House health care bills propose incentives to boost corporate wellness programs that aim to help employees s
admin
2016-08-29
45
问题
Both the Senate and House health care bills propose incentives to boost corporate wellness programs that aim to help employees stay healthier and to control a company’s insurance costs. But those programs were slowed down with the recent enactment(颁布)of a law that generally prohibits employers and insurers from asking workers about their family medical history.
Workplace wellness programs are commonplace these days. More than half of employers offer smoking quitting or weight management programs, according to a 2009 survey by Aon Consulting. More than a third have on-site fitness centers.
The first step in enrolling an employee in any wellness program is typically to ask him to complete a health risk assessment containing a dozen or more questions, including some about the employee’s family history of medical conditions.
But the Genetic Information Nondiscrimination Act of 2008 makes it illegal to discriminate on the basis of genetic information in health coverage. That means that health plans can’t use genetic information to make coverage decisions or set health insurance premiums. Insurers and other companies that implement new wellness programs for employers are no longer permitted to ask people about their genetics or family history in health risk assessments if the answers are tied to any sort of reward, like a premium discount.
However, financial incentives—from cash bonuses to reduced premiums—are a popular tool to encourage employees to fill out health questionnaires and participate in wellness activities. Legislators had hoped to expand those incentives. The Senate health reform bill, for example, would permit employees who participate in wellness programs and who meet certain health targets to receive discounts of up to 50 percent on their health insurance premiums.
Though employers may feel annoyed at the new restrictions, some experts say privacy considerations should come first. Wellness programs, they maintain, can be just as effective without knowing whether high blood pressure or heart disease runs in the family.
Health care spending continues to climb, growing 5.7 percent last year, to $2.5 trillion, the Centers for Medicare and Medicaid Services announced recently. Although public programs made up the bulk of the increase, private employers are desperate for ways to control rising their own health care costs.
Wellness programs are one potential solution, so the new restrictions "were somewhat of a disappointment to employers," said J.D. Piro, who leads the health law consulting group at benefits consultant Hewitt Associates.
Still, he acknowledged, "You can certainly run an effective program in the absence of that information." Patient advocates agree. Although family history is a critical part of a person’s disease risk profile, the actions promoted in wellness programs—quitting smoking, exercising, eating a healthy diet—are beneficial no matter what’s in your DNA.
What is regarded as discriminative?
选项
A、Relating the health risk assessment to health coverage.
B、Providing a premium discount to an insured company.
C、Asking employees about their genetics or family history.
D、Requiring employees to complete a health risk assessment.
答案
A
解析
根据第4段可知,《遗传信息无歧视法案》将健康保险中的基因信息歧视视为违法行为。可以对员工进行健康风险评估,但不可以将评估结果作为决定保险项目和保费的依据,由此可见,本题应选A。
转载请注明原文地址:https://kaotiyun.com/show/ciG7777K
0
大学英语六级
相关试题推荐
Ahappymarriageapparentlyisgoodmedicine,buthostilespousesmay【B1】______oneanother’shealth.Couplesinconflict-ridden
DoctorsinBritainarewarningofanobesity(肥胖症)timebomb,whenchildrenwhoarealreadyoverweightgrowup.So,whatshould
Thewaypeopleholdtothebeliefthatafun-filled,painfreelifeequalshappinessactuallyreducestheirchancesofever【B1】
Inrecentyearstherehasbeenmuchtalkofa"renaissance"inAmericanmanufacturing.Afewthingsseemedtobeonthesideof
After-schoolProgramsThatMakeaDifference[A]Agoodhighschoolgoesalongway,butwhatkidslearnoutsidetheclassroomca
Lawyerswhoofferfreelegalhelpfortheirclientsarecommonlycalled"probono"lawyers.Inrecentyears,therehasbeen【B1】_
A、Thelibraryisquitemodernandhighlycomputerized.B、Therearesomebooksonpsychologyonthesecondfloor.C、Itservesbot
Americansgavealmosttwohundredfiftythousandmilliondollarstocharityin2004.Itwasafivepercent【B1】______toanewrec
A、Thenewtravelagencyisunreliable.B、Theagencywillprobablyofferagoodprice.C、Thattravelagentiseasytodealwith.
齐白石(1863年~1957年)是中国当代最伟大的艺术家之一。通过长期的实践,齐白石发展了一套独特的具有个人特色的艺术形式。他的绘画作品涉猎广泛,其中他画的花、鸟、鱼、虾和虫受到广泛赞誉。为了提高画虾技巧,他在家里养了一些虾,而且经常观察它们的动作,他将自
随机试题
根据《企业国有资产法》规定,属于国家直接出资企业的有()。
换药用过的器械处理应
关于我国建设项目投资,下列说法中正确的是()。【2016年真题】
关于金属储罐(柜)充水试验相关规定的表述,正确的是()。
用人单位安排加班不支付加班费的,由劳动行政部门责令限期支付;逾期不支付的,由劳动行政部门责令用人单位按应付金额的()向劳动者加付赔偿金。
位于县城的某石油企业为增值税一般纳税人,2019年6月发生以下业务:(1)进口原油5000吨,支付买价2000万元、运抵我国境内输入地点起卸前的运输费用60万元,保险费无法确定。(2)开采原油9000吨,其中当月销售6000吨,取得不含税销售收入270
计算机的发展已进入了网络计算的新时代。不同计算机之间要能相互通信必须遵循相同的标准。世界上有许多从事标准化工作的组织。例如,开放系统互联基本参考模型最早是由(11)制定的;CCITT制定了大量与通信有关的标准,但目前已由(12)替代:负责发布Interne
Whatdoesthewritermainlywriteabout?Whendidshehavetimebutnothingtowriteabout?
Formuchoftheworld,thedeathofRichardNixonwastheendofacomplexpubliclife.Butresearcherswhostudybereavementwo
Whatdoesthemanmeanwhenhesaidthathedidn’twinaNobelPrize?
最新回复
(
0
)