首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Both the Senate and House health care bills propose incentives to boost corporate wellness programs that aim to help employees s
Both the Senate and House health care bills propose incentives to boost corporate wellness programs that aim to help employees s
admin
2016-08-29
28
问题
Both the Senate and House health care bills propose incentives to boost corporate wellness programs that aim to help employees stay healthier and to control a company’s insurance costs. But those programs were slowed down with the recent enactment(颁布)of a law that generally prohibits employers and insurers from asking workers about their family medical history.
Workplace wellness programs are commonplace these days. More than half of employers offer smoking quitting or weight management programs, according to a 2009 survey by Aon Consulting. More than a third have on-site fitness centers.
The first step in enrolling an employee in any wellness program is typically to ask him to complete a health risk assessment containing a dozen or more questions, including some about the employee’s family history of medical conditions.
But the Genetic Information Nondiscrimination Act of 2008 makes it illegal to discriminate on the basis of genetic information in health coverage. That means that health plans can’t use genetic information to make coverage decisions or set health insurance premiums. Insurers and other companies that implement new wellness programs for employers are no longer permitted to ask people about their genetics or family history in health risk assessments if the answers are tied to any sort of reward, like a premium discount.
However, financial incentives—from cash bonuses to reduced premiums—are a popular tool to encourage employees to fill out health questionnaires and participate in wellness activities. Legislators had hoped to expand those incentives. The Senate health reform bill, for example, would permit employees who participate in wellness programs and who meet certain health targets to receive discounts of up to 50 percent on their health insurance premiums.
Though employers may feel annoyed at the new restrictions, some experts say privacy considerations should come first. Wellness programs, they maintain, can be just as effective without knowing whether high blood pressure or heart disease runs in the family.
Health care spending continues to climb, growing 5.7 percent last year, to $2.5 trillion, the Centers for Medicare and Medicaid Services announced recently. Although public programs made up the bulk of the increase, private employers are desperate for ways to control rising their own health care costs.
Wellness programs are one potential solution, so the new restrictions "were somewhat of a disappointment to employers," said J.D. Piro, who leads the health law consulting group at benefits consultant Hewitt Associates.
Still, he acknowledged, "You can certainly run an effective program in the absence of that information." Patient advocates agree. Although family history is a critical part of a person’s disease risk profile, the actions promoted in wellness programs—quitting smoking, exercising, eating a healthy diet—are beneficial no matter what’s in your DNA.
What is regarded as discriminative?
选项
A、Relating the health risk assessment to health coverage.
B、Providing a premium discount to an insured company.
C、Asking employees about their genetics or family history.
D、Requiring employees to complete a health risk assessment.
答案
A
解析
根据第4段可知,《遗传信息无歧视法案》将健康保险中的基因信息歧视视为违法行为。可以对员工进行健康风险评估,但不可以将评估结果作为决定保险项目和保费的依据,由此可见,本题应选A。
转载请注明原文地址:https://kaotiyun.com/show/ciG7777K
0
大学英语六级
相关试题推荐
Spaceisadangerousplace,notonlybecauseofmeteors(流星)butalsobecauseofraysfromthesunandotherstars.Theatmosphe
Ahappymarriagehasbeenshowntolowertherisksofstress-relatedhealthconditions,butnewresearchshowsmaritalstressca
DoctorsinBritainarewarningofanobesity(肥胖症)timebomb,whenchildrenwhoarealreadyoverweightgrowup.So,whatshould
A、He’snotdecided,butheknowsheshouldn’tquit.B、Hedislikesthisjob,sohewillquitsoon.C、Helikesthejob,ifnotfor
A、Sheisdeterminednottogetinvolvedasothers.B、Sheisworriedmoreaboutherstudythananythingelse.C、Sheisalittlea
ItiscommonlybelievedintheUnitedStatesthatschooliswherepeoplegotogetaneducation.Nevertheless,ithasbeensaidthatto
A、Moreandmorecitiesappear.B、Thereareincreasingcomplaintsaboutenvironmentalproblems.C、Moreandmorepeoplepourinto
A、Withthehelpofhisfriends.B、Byfollowingthetracksofanimals.C、Byusingacompass.D、Withthehelpoftheguide.B玄奘沿着骆
中国是率先拥有医药文化的几个国家之一。与西医相比,中医的治疗方法完全不同。经过5000年的发展,中医已经对医药学(medicalscience)、理论、诊断方法、处方等方面形成了一个深刻且全面的理解。中医医生可以没有任何辅助设备,只通过一次体检就能够治愈
Asthepaceoflifecontinuestoincrease,wearefastlosingtheartofrelaxation.Onceyouareinthehabitofrushingthroug
随机试题
引起排卵发生的最为关键性因素是:
血吸虫虫卵引起的损害,其变态反应主要是
我国现在最常用的避孕措施为
隧道1级预报可用于()地质灾害。
在电力工程直流电源系统设计时,对于交流电源事故停电时间的确定,下列哪一项是不正确的?()
某瞬时若平面图形上各点的加速度方向都指向同一点,则可知此瞬时平面图形的角速度∞和角加速度讷()。
联系实际,谈谈行为改变和行为演练的方法有哪些?
设有以下说明语句typedefstruct{intn;charch[8];}PER;则下面叙述中正确的是
TheWorldBankistakingstepsto_____itslendingtoreducingpovertyintheThirdWorldCountries.
CultureShockA)BecauseI’velivedinChinaforalongtime,localsoftensmileandgivemethehonorabletitleofbeing"a
最新回复
(
0
)