首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
A、One that can provide for emergency needs. B、One that can pay for their medical expenses. C、One that covers their debts and bur
A、One that can provide for emergency needs. B、One that can pay for their medical expenses. C、One that covers their debts and bur
admin
2019-03-08
28
问题
When purchasing life insurance, there are many important factors to consider. One should buy the policies that give the most protection at the least cost, ensure the right family members, and consider the family’s financial needs. It is important to buy the insurance from companies that are financially sound and that are represented by honest, well-trained agents. At various stages in a person’s life, different kinds of life insurance are needed for particular situations.
Jerry is single and has no dependents. Probably the only life insurance he needs is enough to cover his debts and burial expenses. Insurance can be purchased at a lower rate during the young years, but by buying while young, the premiums are paid in for a longer period of time. In the end, the amount paid for premiums is about the same. A person shouldn’t buy insurance protection that really isn’t necessary. Suppose that Jerry marries Jeannette, who is a college graduate and is working. Perhaps enough insurance would be needed to cover their debts and burial expenses. Now, Jeannette has quit work and their first child is on the way. They have purchased a home with a small down payment and a 30-year mortgage. The situation regarding life insurance takes on a different look. There are dependents who need financial protection. How much insurance is needed? As the family increases in size, it is essential to add more insurance on the breadwinner to protect the dependents. When the children are young and depend upon the family for financial needs, families with modest incomes have difficulty providing enough life insurance to protect the mother and the children. Families with modest incomes should insure the breadwinner or breadwinners first. When considering the amount of insurance for the mother with dependent children, substitute child care is a need that should be planned for until the children can care for themselves. The death of a small child would have no effect upon the income of the family. Perhaps a policy to meet funeral expenses would be sufficient for the young child, although most people do not take out insurance on their young children. As the children become financially independent of the family, the emphasis on family financial security will shift from protection to saving for the retirement years. Every family situation is different, but it is important that each family give adequate thought to planning its financial future.
Questions 16 to 18 are based on the recording you have just heard.
16. What life insurance should a single person buy, according to the speaker?
17. What should people do as their family increases in size?
18. When should one change their life insurance?
选项
A、One that can provide for emergency needs.
B、One that can pay for their medical expenses.
C、One that covers their debts and burial expenses.
D、One that ensures a healthy life for their later years.
答案
C
解析
讲话者以Jerry为例进行讲述:Jerry单身且无家属,所以他可能仅需要能够抵债以及支付葬礼费用的保险。因此答案为C)。
转载请注明原文地址:https://kaotiyun.com/show/d4H7777K
0
大学英语六级
相关试题推荐
雷锋是一位中国人民解放军(thePeople’sLiberationArmyofChina)战士的名字,如今已家喻户晓,成了一个文化符号,象征着无私和奉献。1963年3月5日,毛泽东主席发起“向雷锋同志学习”的活动,鼓励年轻人以雷锋为榜样。自此,
A、Everyoneshouldadmitthattheyhaveenemies.B、Humblepeoplehavefewerenemies.C、Itisterribletohaveenemies.D、Generous
Anewalcoholdetectionsystemcouldbeintroducedincarsby2020,preventingintoxicated(喝醉的)driversfromstartingtheircars.
A、Itneedsnegotiationforbetterconditions.B、Itrequiresatleastathree-yearsuspension.C、Itcanbecomesimilartohumant
A、Becausemanyjobsrequireboththedegreeandworkexperience.B、BecausetheBritishcompaniesemphasizemoreonworkexperien
Directions:Forthispart,youareallowed30minutestowriteashortessayentitledFailureIstheMotherofSuccessbycommen
Occasionalself-medicationhasalwaysbeenpartofnormalliving.Themakingandsellingofdrugshavealonghistoryandarecl
A、Thosewithfrequencieslowerthan20hertz.B、Thosewithfrequenciesabout21,000hertz.C、Thosewithfrequencieslowerthan2
A、Thosewithfrequencieslowerthan20hertz.B、Thosewithfrequenciesabout21,000hertz.C、Thosewithfrequencieslowerthan2
A、Theydidn’tcare.B、Theyhatedit.C、Theylovedit.D、Theyhavemixedfeelings.A短文谈到,一开始,大部分美国人认为白宫并没有什么特别之处,很少人见过白宫或者知道白宫是什么
随机试题
药用部位是菌核的药材有
第一个分组交换计算机网络是()年建立起来的。
少尿的定义是指每日尿量少于
供需预测的预测方法可分为()。
下列关于爱岗敬业的说法中,你认为正确的是()。
某企业年末“应收账款”科目的借方余额为1000万元,其中,“应收账款”明细账有借方余额1500万元,贷方余额500万元,年末计提坏账准备后与应收账款有关的“坏账准备”科目的贷方余额为75万元。假定不考虑其他事项,该企业年末资产负债表中“应收账款”项目的金
Doyouoftencommunicatewithyourparents?Someparentsarealwayscomparingtheir【B1】withthemselveswhentheywereyoung
胡老师只以考试成绩作为对学生评优的条件,胡老师的做法违反了下列哪一教师职业道德规范?()
某单位组织员工去旅游,要求每辆汽车坐的人数相同。如果每辆车坐20人,还剩下2名员工;如果减少一辆汽车,员工正好可以平均分到每辆汽车。问该单位共有多少名员工?()
下列不属于货币市场的是()。
最新回复
(
0
)