A、The machines of Lloyds. B、The Bank of Scotland. C、The Bank of Great Britain. D、The Loyal Bank of Scotland. C

James: Hello. I’d like to open a bank account.
Clerk: What type of account do you want?
James: Well, I’m going to London University in October and I need somewhere to deposit my grant.
Clerk: Well, who pays your grant?
James: The British Council.
Clerk: You could open a student account with us.
James: What does it offer?
Clerk: Oh, normally, you’d receive a cheque book which saves you having to carry a lot of cash around. You would also get. a connect card which you can use 24 hours a day in our machine at any branches and in the machines of Lloyds, Bank of Scotland and the Royal Bank of Scotland. You can obtain up to 200 per day and night by using your connect card. The connect card can also be used for a cheque guarantee card.
James: Sorry, what is that?
Clerk: A cheque guarantee card enable you to cash up to 50 pounds without prior arrangement at most banks in the UK. And you’ll need it to pay shops, garages, hotel, etc. because it guarantees that your cheque will be honored.
James: I see. Will I get interest on the money in my student account?
Clerk: Yes, you’ll get a small mount of interest, i.e. up to 500, interest is 4%. 500 and more, the interest goes up to 6%.
James: What other advantages do student accounts have?
Clerk: Well, we offer a 250 overdraft limit at our lower rate of interest.
James: Can I open a student account then? What do I need?
Clerk: You need a letter to prove that you are getting a grant from some authority and identification such as your passport. Then, you need to fill in some simple forms about your course and the duration of your stay in the UK, your address and your signature.
James: Ok, I will bring them in later. Thank you for your time.
Clerk: You are welcome. Good-bye.
Questions:
27.Why does the man want to open a bank account?
28.What does a student account offer?
29.Where can’t then man use the card?
30.What will be the interest rate if the man deposits 1,000 pounds in the account?