首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
公务员
The very loans that are supposed to help seniors stay in their homes are in many cases pushing them out.Reverse mortgages,which
The very loans that are supposed to help seniors stay in their homes are in many cases pushing them out.Reverse mortgages,which
admin
2019-11-28
25
问题
The very loans that are supposed to help seniors stay in their homes are in many cases pushing them out.Reverse mortgages,which allow homeowners 62 or older to borrow money against the value of their homes and not pay it back until they move out or die,have long been said with problems.Now,federal and state regulators are documenting new instances of abuse as smaller mort-gage brokers,including former sub-prime lenders,flood the market after the recent exit of big banks and as defaults on the loans hit record highs.
Some lenders are aggressively recommending loans to seniors who cannot afrord the fees associated with them,without mentioning the property taxes and maintenance.Others are wooing seniors with promises that the loans are free money that can be used to finance their long-desired things,without clearly explaining the risks.Some widows were pressured not to have their hames on the contract,without being told that they could be left facing foreclosure after their husbands died.
Now,as the vast baby boomer generation is entering retirement and more seniors struggle with declining savings,the newly established Consumer Financial Protection Bureau is working on new rules that could mean better disclosure for consumers and stricter supervision of lenders.More than 775,000 of such loans are outstanding,according to the federal government.
Concerns about the multi-billion dollar reverse mortgage market echo those raised in the lead-up to the financial crisis when consumers were marketed loans—often carrying hidden risks—that they could not afford.“There are many of the same red flags,including explosive growth and the fact that these loans are often advertised aggressively without regard to suitability,”said Lori Swanson,the Minnesota attorney general,who is working on reforming the reverse mortgage market.
请回答下列问题。
The“red flags”of reverse mortgage don’t include_____________.
选项
A、explosive growth
B、the reform of reverse mortgage market
C、1ittle consideration to suitability
D、aggressive and improper marketing
答案
B
解析
细节题。根据第三段第二句“‘There are many of the same red flags,including explosire growth and the fact that these loans are often advertised aggressively without regard to suitability’”可知,A项“爆炸性增长”、C项“很少考虑适用性”和D项“激进且不当的营销”正确。故本题选B。
转载请注明原文地址:https://kaotiyun.com/show/fojY777K
本试题收录于:
银保监财会类题库国家公务员分类
0
银保监财会类
国家公务员
相关试题推荐
Theveryloansthataresupposedtohelpseniorsstayintheirhomesareinmanycasespushingthemout.Reversemortgages,which
Theveryloansthataresupposedtohelpseniorsstayintheirhomesareinmanycasespushingthemout.Reversemortgages,which
Theveryloansthataresupposedtohelpseniorsstayintheirhomesareinmanycasespushingthemout.Reversemortgages,which
Theveryloansthataresupposedtohelpseniorsstayintheirhomesareinmanycasespushingthemout.Reversemortgages,which
Insuranceisthesharingofrisks.Nearlyeveryoneisexposedtoriskofsomesort.Thehouseowner,forexample,knowsthathispro
Theveryloansthataresupposedtohelpseniorsstayintheirhomesareinmanycasespushingthemout.Reversemortgages,which
Theveryloansthataresupposedtohelpseniorsstayintheirhomesareinmanycasespushingthemout.Reversemortgages,which
Insuranceisthesharingofrisks,Nearlyeveryoneisexposedtoriskofsomesort.Thehouseowner,forexample,knowsthathispro
Insuranceisthesharingofrisks,Nearlyeveryoneisexposedtoriskofsomesort.Thehouseowner,forexample,knowsthathispro
随机试题
布雷顿森林体系的主要内容。
自然组织谐波的作用是
洗涤红细胞的产品质量要求,红细胞回收率为
非水滴定法测定硫酸奎宁片的含量时,所用指示剂是
水污染综合整治的核心问题是()。
下列说法不正确的是( )。
实现了几何和代数结合的是()
试比较院体画和文人画有什么不同
使用图像编辑软件设计好广告图片后,应当使用___________颜色模型输出印刷胶片。
A、BecauseshewantstoquitherresearchonShakespeare.B、Becauseshefindsitdifficulttofinishherpaper.C、Becauseshewan
最新回复
(
0
)