首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
考研
New figures on business confidence suggest that the one place where the service sector boom is on the ebb is in the consumer sec
New figures on business confidence suggest that the one place where the service sector boom is on the ebb is in the consumer sec
admin
2022-06-13
86
问题
New figures on business confidence suggest that the one place where the service sector boom is on the ebb is in the consumer sector—hotels and restaurants, gyms and hairdressers. The twin pressures of rising inflation and slowing pay rises are squeezing household incomes. The ratio of personal debt to household income, which fell steadily in the years after the financial crisis, has now again begun to rise. Last week, new figures were published showing February brought the highest increase in credit card debt in 11 years.
The British economy’s failure to get rid of an addiction to growth fueled by an expanding consumer debt bubble is bad for consumers, and bad for the economy as a whole. It is no substitute for business investment, which the OECD has forecast will fall sharply in future years in a post-Brexit climate of uncertainty. It makes recession more likely, and, when it comes, deeper and longer. The human costs of getting into problematic debt are no less profound; people are a third more likely to develop mental health issues if they find themselves struggling with debt.
Historically, financial regulators have lacked both the power and the will to ensure that unhealthy levels of consumer debt are held in check. Customers who get into persistent debt tend, after all, to be very profitable for credit card and loan companies. Rather than help people struggling with repayments, it is in their interests to offer products that encourage consumers to use credit cards as an expensive form of long-term borrowing. The Financial Conduct Authority (FCA) estimates there are 2 million people carrying persistent debt on their credit card, defined as paying more in fees and charges over an 18-month period than the amount they borrowed in the first place.
The FCA is now consulting on a new set of rules for credit card companies. But this is too little, too late. The rules are vague and leave far too much room for the companies, which are unlikely to change their behavior without tougher action. There is too little emphasis on preventing consumers from getting into persistent debt in the first place—for example, by forcing companies to increase the very low minimum monthly payments they require from customers. It’s in the same vein as action the FCA has taken on excessive overdraft charges, leaving it up to banks to set their own maximum cap on charges, rather than enforcing a cap of its own making. None of this, however, will reduce the root causes of problematic debt.
When people find themselves struggling with debts, it is more possible for them to ________.
选项
A、have psychological disorders
B、have physical problems
C、commit crimes
D、commit suicide
答案
A
解析
细节题。根据题干中的find themselves struggling with debts可定位至第二段最后一句people are a third more likely to develop mental health issues if they find themselves struggling with debt,其中mental health issues “心理健康问题”与A项表述一致,故A项为正确答案。
转载请注明原文地址:https://kaotiyun.com/show/hJi4777K
0
考研英语二
相关试题推荐
Animportantfactorofleadershipisattraction.Thisdoesnotmeanattractivenessintheordinarysense,forthatisabornqua
Animportantfactorofleadershipisattraction.Thisdoesnotmeanattractivenessintheordinarysense,forthatisabornqua
ThemajordifferencebetweennarrativesalesandsuggestivesalesisthatMindycomparessalespeopletowinestewardsinthat_
Forthefirsttime,stemcellspurifiedfromfathavebeenusedtohealaninjuryinalivinganimal.MichaelLongakerofStanfo
Idon’tthinkyou’llchangehismind,oncehe’sdecidedonsomethinghetendsto_____it.
Lowwages,chronicunemploymentandunderemploymentleadtolowincome,lackofpropertyownership,absenceofsavings,absence
Thatmythicalbeast,homoeconomicus,otherwisecalledEconomicman,isutterlyclearaboutthepurposeofwork:togetpaid.He
Organizationsandsocietiesrelyonfinesandrewardstoharnesspeople’sself-interestintheserviceofthecommongood.Thet
Therealizationthatcoldscankillhasrenewedinterestinfindingvaccinesandtreatments.Thetroubleisthatthecommoncold
Globalwarmingcausedbyhumanemissionsofgreenhousegasesishavingcleareffectsinthephysicalworld:moreheatwaves,hea
随机试题
在居民委员会的选举过程中,__________是主要选举方式,并且主要采用的是居民代表(而非户代表)选举的方式。
A、Bodysize.B、Migrationroute.C、Foodpreference.D、Populationgrowth.D最后一句话讲到,这种变化会很大程度。impactaspecies’populationgrowth,因此
为保证公共场所有适宜的气温,冬季采暖临界温度是
A.真方白子丸加减B.天麻钩藤饮加减C.解语丹加减D.镇肝熄风汤加减E.地黄饮子加减风阳上扰型中风宜选用的方剂是
属于第三人代为履行的有:()
下列行政机关及其执法人员可以当场收缴罚款的是()。
下列房地产市场预警指标中,属于考查房地产价格是否过度偏离其价值的是()。
金本位货币制度下的汇率制度属于()。
设f(χ)是周期为3的连续函数,f(χ)在点χ=1处可导,且满足恒等式f(1+tanχ)-4f(1-3tanχ)=26χ+g(χ),其中g(χ)当χ→0时是比χ高阶的无穷小量.求曲线y=f(χ)在点(4,f(4))处的切线方程.
Theboxplotabovesummarizesalistof240numbers.Whichofthefollowingstatementsmustbetrue?Indicateallsuchstatements
最新回复
(
0
)