首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
公务员
The very loans that are supposed to help seniors stay in their homes are in many cases pushing them out.Reverse mortgages,which
The very loans that are supposed to help seniors stay in their homes are in many cases pushing them out.Reverse mortgages,which
admin
2019-11-28
33
问题
The very loans that are supposed to help seniors stay in their homes are in many cases pushing them out.Reverse mortgages,which allow homeowners 62 or older to borrow money against the value of their homes and not pay it back until they move out or die,have long been said with problems.Now,federal and state regulators are documenting new instances of abuse as smaller mort-gage brokers,including former sub-prime lenders,flood the market after the recent exit of big banks and as defaults on the loans hit record highs.
Some lenders are aggressively recommending loans to seniors who cannot afrord the fees associated with them,without mentioning the property taxes and maintenance.Others are wooing seniors with promises that the loans are free money that can be used to finance their long-desired things,without clearly explaining the risks.Some widows were pressured not to have their hames on the contract,without being told that they could be left facing foreclosure after their husbands died.
Now,as the vast baby boomer generation is entering retirement and more seniors struggle with declining savings,the newly established Consumer Financial Protection Bureau is working on new rules that could mean better disclosure for consumers and stricter supervision of lenders.More than 775,000 of such loans are outstanding,according to the federal government.
Concerns about the multi-billion dollar reverse mortgage market echo those raised in the lead-up to the financial crisis when consumers were marketed loans—often carrying hidden risks—that they could not afford.“There are many of the same red flags,including explosive growth and the fact that these loans are often advertised aggressively without regard to suitability,”said Lori Swanson,the Minnesota attorney general,who is working on reforming the reverse mortgage market.
请回答下列问题。
The phrase“facing foreclosure”most probably implies_____________.
选项
A、the widows are pressured to lose their own names
B、the widows may be forced to leave their homes
C、the widows have misunderstood the reverse mortgage
D、the widows do not know what their long-desired things are
答案
B
解析
细节题。根据第二段第三句“Some widows were pressured not to have their names on the contract”可知,A项错误。C、D两项原文未提及。且根据第二段第三句后半部分“without being told that they could be left facing foreclosure after their husbands died.”可推知,B项“寡妇被迫离开家”正确。故本题选B。
转载请注明原文地址:https://kaotiyun.com/show/wojY777K
本试题收录于:
银保监财会类题库国家公务员分类
0
银保监财会类
国家公务员
相关试题推荐
Theveryloansthataresupposedtohelpseniorsstayintheirhomesareinmanycasespushingthemout.Reversemortgages,which
Insuranceisthesharingofrisks.Nearlyeveryoneisexposedtoriskofsomesort.Thehouseowner,forexample,knowsthathispro
Insuranceisthesharingofrisks.Nearlyeveryoneisexposedtoriskofsomesort.Thehouseowner,forexample,knowsthathispro
Theveryloansthataresupposedtohelpseniorsstayintheirhomesareinmanycasespushingthemout.Reversemortgages,which
Theveryloansthataresupposedtohelpseniorsstayintheirhomesareinmanycasespushingthemout.Reversemortgages,which
Theveryloansthataresupposedtohelpseniorsstayintheirhomesareinmanycasespushingthemout.Reversemortgages,which
Insuranceisthesharingofrisks,Nearlyeveryoneisexposedtoriskofsomesort.Thehouseowner,forexample,knowsthathispro
随机试题
Itis______(legal)foraveragecitizensinChinatoownagun.
公民、法人或者其他组织向行政机关申请复议的,复议机关应当在收到申请书之日起多少天内作出决定(法律、法规另有规定的除外)
女,46岁。阴道出血20天入院。末次月经2002年9月20日。2002年10月18日,阴道淋漓出血,10天后血量增多有血块,伴下腹隐痛。既往月经6/30天,量中,无痛经。妊2产1,20年前顺产,此后人流一次。17年前带环至今。查体:血压120/80nunH
脉搏变化,不符合生理变化的是
背景资料:某承包商于某年承包某外资工程的施工,与业主签订的承包合同约定:工程合同价2000万元;若遇物价变动,工程价款采用调值公式动态结算;该工程的人工费占工程价款的35%,水泥占23%,钢材占12%,石料占8%,砂料占7%,不调值费用占15%;开工前业
从投资函数可知,影响投资变动的因素是()。
一张原始凭证上所列的支出需要由两个以上的单位共同负担时,应当由保存该原始凭证的单位将复制件提供给其他应负担单位。()
从法规类型(属性)上看,《学生伤害事故处理办法》属于()。
某保险公司近来的一项研究表明:那些在舒适工作环境里工作的人比在不舒适工作环境里工作的人的生产效率要高25%。这表明,日益改善的工作环境可以提高工人的生产率。以下哪个假设是对以上因果联系最严重的挑战?
某公司研发一种语音识别软件系统,需要对用户的语音指令进行音节分割、重音判断、语法分析和语义分析,最终对用户的意图进行推断。针对上述功能需求,该语音识别软件应该采用______架构风格最为合适。
最新回复
(
0
)