全世界有6亿多人超时工作，而英国人的工作时间则位居各发达国家之首。一项有关工作趋势的报告显示，四分之一以上的英国人一周工作时间超过48小时。调查表明，旅游、交通等服务业的增长，以及非正规经济(雇员工无合同保障)的不断发展壮大是导致工作时间过长的主要原因。报

(1)To help you better manage your salary, here comes some money-saving tips. First, you need to set ambitious goals to encourage you to save money. For example, you plan to have a formal dress in one year, to own a car in two years’ time or to buy an apartment in five years. Second, economize your daily expense. Third, form money-saving habits while stay away from those that waste money. Learn to keep a diary of how much you spend and what it’s for.
(2)More than 600 million people worldwide work excessively long hours—and Britons are the worst offenders among rich nations. A report on working trends shows that more than a quarter of British workers put in more than 48 hours a week. It pointed to the growth of service industries, such as tourism and transport, and the expanding informal economy, where workers are not under contract, contributed to longer working hours. Both elements are signs of increasing globalization, it said.